While I'm at it...

Dear Blue Cross Blue Shield,

Please approve me to move straight to IVF and skip the IUI. Our chances on our own are like, um .01% with my PCOS and DH 1% morphology. Our chances with IUI are not much better...and to even make it worth trying DH count would need to improve and that could take months. So here is my thoughts BCBS- I have $20K to work with-

Let us do IVF- let say it cost you $13K - b/c we need ICSI too.

You could win, cycle one could work! Saving BCBS $7k

If not, I would have $7k left to do FET (if we are lucky), or try IUI (b/c even thought the plan is IVF DH will be seeing dr. to see if the count will come up)

Results- BCBS out $20K and we are then OOP.

If we do IUI first...very little chance of working at this point in time...waste $7k in cycles before IVF at $13k...BCBS automatically out $20K.

Now does anyone thing a insurance company will agree with my logic??

I started prometrium to bring on my period (got to day 42 with no O!) and if BCBS smiles on me we will move to IVF w/ISIC when my period starts...should happen between Oct 17 and 21. My RE said we have plenty of time to get an IVF cycle in before they close the lab for Christmas:)